What You Get

Fast & Easy


Better Rates

How You Get It

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Just 2 minutes for instant rate quotes. Select an offer and you're on your way.


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Funding upon loan approval. Money deposited in your account immediately.

Which Loan Is for You?

Personal Loans

This loan is for you, if you need some money to consolidate and pay off debt, pay for personal expenses or live your dream. Life's too short. Get on with your life without worrying about money.

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OnRamp Loans

This loan is for you, if you have very little or no credit. That means you haven't had a lot of debt to pay off. All you need is a relative, a parent, grandparent or sibling, to back you up and co-sign your application.

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Sometimes, you need money. Fast. For credit card payments, a wedding, car repairs. Whatever the reason, we've got you covered. You know you can pay the money back, you just don't have it now. We get it. That's what we're here for.

With LOANZ, your credit score isn't the most important thing about you. We care about your dreams and goals. We want to help you achieve them. That's why we review each application to reward you for a lifetime of responsible behaviors.

See What People Are Saying About Us

Really impressed at how easy it was. Got my loan approved and money was deposited the next day.
- Royce

Who We Are

LOANZ is the brainchild of a group of credit experts and technologists with decades of experience building digital consumer products. After the mortgage bubble burst and financial markets tumbled, there wasn't a lot of confidence left. And even less access to credit. We knew there had to be a better way to lend.

So for borrowers, we created the LOANZ origination platform and proprietary underwriting engine that allow us to create a portfolio of loan products and approve a broad range of qualified borrowers.

And for investors, we built the Private Credit Funds platform designed to deliver high returns and monthly cash flow to investors who are funding the loans.

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We hope you join our growing community
of LOANZ members. Give us a try!

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