Get the financial support you need
Get your money on your terms – Receive funds in as little as 15 minutes
Bad Credit
Get the financing you need for your major purchases with us
Looking to make a big purchase, but don’t have the cash on hand? Our Major Purchases loan can help you finance your dream home, car, or even a small business expansion. With flexible repayment terms and competitive rates, we make it easy to get the financing you need. Plus, our convenient online application process allows you to apply from the comfort of your own home.
Don’t let your credit score hold you back, let us help you reach financial success
MAJOR PURCHASE LOAN CALCULATOR
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Simply input your loan amount, interest rate, and loan term, and our calculator will give you an accurate estimate of what you can expect to pay each month. This can help you plan your budget and make sure you’re able to afford your major purchase without breaking the bank.
Plans
We offer a variety of flexible payment plans, with duration options ranging from 12 to 60 months.
Rates
We have the most competitive interest rates, making them more attractive choice.
Fees
Our loans have no upfront payment requirements and no penalties for paying off the loan ahead of schedule
100% Online
With our 100% online process makes it is easy to get a quote anytime, anywhere. We are completely digital.
Hassle-free
Link your bank account to streamline the application process and allow us to quickly verify your eligibility.
Fast Access
Get approved in minutes for up to $50,000. Perfect for car or auto repairs, unexpected emergencies.
How it Works
Apply Application
Our secure application only takes a few minutes to complete. All information provided is stored securely.
Get Approved
If you have provided all of the details we need, we process your application online, we are completely digital.
Quick Funding
Pick from a range of options for receiving your funds. Each payment will be reported to agencies to help boost credit.
Customer Success Stories
Customer Success Stories
Frequently Asked Questions
(FAQs)
What is a major purchase loan?
A major purchase loan is a type of loan that is used to finance a large purchase, such as a car or a house. These loans are typically offered by banks and other financial institutions, and they can be secured (meaning they are backed by collateral) or unsecured (meaning they are not backed by collateral).
What are the options available to me when using a major purchase loan?
There are several options available to you when using a major purchase loan in Canada. You can choose to apply for a personal loan, which is a fixed-term loan that is typically used for large purchases such as a car or home renovations. Alternatively, you can opt for a home equity loan, which allows you to borrow against the value of your home. Another option is a line of credit, which allows you to borrow money as needed and make payments as you go. Finally, you can consider a credit card, which offers a flexible line of credit that can be used for major purchases and is typically accompanied by a rewards program.
How long will it take for me to get my loan?
We offer extremely fast loan timelines compared to other companies in the industry. In fact, with certain funding options, you can have the cash in your bank account in just 15 minutes!
Why should you consider taking out a loan with us?
Well, for starters, we make the process as simple and convenient as possible. You can apply online and don’t have to visit a physical location or speak with anyone (unless you want to). We also strive to offer a more flexible and accessible alternative to traditional banks.
What do I need to apply for a loan with you?
To use our service, you’ll need an internet connection, a phone, and access to online banking. If you don’t have online banking, you can still apply by manually inputting your income information and providing additional documentation.
Will my interest rate and payment remain the same throughout the loan period?
Yes, your interest rate and payment will remain unchanged for the duration of the loan.
Get Approved for a Major Purchase Loan Without All the Hassle!
